{UAH} How to save more money

1. Use a budget. A budget enables you to analyse and manage your finances effectively;
2. Automate the savings decision. Use standing orders to save before you spend;
3. Save for a specific purpose. Beginning with the end in mind enables you to reach your destination.
4. Invest your savings. Invest in safe vehicles like fixed deposits, treasury bills and unit trusts,
5. Save at least 10% of your earnings. Your savings ratio is the greatest determinant of wealth creation and financial independence in the long run.

Money is a concept. Just because you can't see it doesn't mean you don't have it. Money like water exists in different states. Actually everything exists in different states. If you go outside and hold out an empty cup long enough it will eventually fill with water.
Your money already exists. You just have to convert it into its physical existence. You do this by thinking and acting in a certain way with belief and conviction. 
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"When a man is stung by a bee, he doesn't set off to destroy all beehives"

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