{UAH} Shops, kiosks to provide banking services-THIS IS A POSITIVE MOVE SINCE I POSTED ON UAH LAST YEAR THAT SACCOS WILL NOT SERVE THE RURAL POOR!!!

Shops, kiosks to provide banking services-THIS IS A POSITIVE MOVE SINCE I POSTED ON UAH LAST YEAR THAT SACCOS WILL NOT SERVE THE RURAL POOR!!!LEAVE THE WORK OF FINANCIAL SERVICES TO FINANCIAL INSTITUTIONS AND FARMERS FORM PRODUCER AND MARKETING COOPERATIVES ONLY WITHOUT A SAVINGS AND CREDIT COMPONENTS!!!

Publish Date: Oct 06, 2013

By Samuel Sanya

Cabinet has approved proposals to enact agent banking in a bid to extend banking services to areas that are currently underserved by banks and other financial institutions.

"Extending financial services to the rural areas and the poor will have a positive impact on household incomes," said Vice- President Edward Ssekandi.

"I believe that to create impact and promote economic development, there is need for both short-term and mediumterm financing for the agricultural sector," he added. He was speaking at Centenary Bank's customer day at Mapeera House in Kampala.

Agent banking allows banks to use shops, kiosks and field agents to open accounts, receive deposits and effect withdrawals.

Kenya and Rwanda already have agency banking.

The introduction of agent banking by both banks and deposit taking microfinance institutions in Kenya has increased the level of formal financial inclusion in unserved and underserved areas.

This has led to close to 17,000 approved bank agents' facilitating over 45 million transactions valued at over $2.76b at the end of May 2013, mainly leveraging on mobile phone technology.

Fabian Kasi, the Centenary Bank boss, noted that they are looking to expand their reach through mobile solutions in addition to opening brick and mortar branches.

The bank has entered into partnership with Ezee Money, a mobile payments provider with 15,000 agents around the country to receive customer deposits.

Edith Kababure, the Centenary Bank chief manager ebanking, noted that the bank is looking to enlist about 10,000 agents at the end of 2014 after enabling policies are enacted.

The agents will be empowered with a proper banking mandate of bank teller to open accounts, receive deposits and effect withdrawals, in a bid to improve turnover.

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AROMA PATRICK-THE TRUE SON OF UGANDA!!!THIS IS MY COUNTRY!!!THIS IS MY MOTHERLAND-THE PEARL OF AFRICA DOES NOT BELONG TO THE MAFIAS ALONE,I WHO IS WALKING IN THE SHADOWS OF DEATH DAILY  AND LIVING  ON BORROWED TIMES  UNDER GOD'S PROTECTION  SINCE I SHOULD HAVE BEEN DEAD,BURIED SIX FEET UNDER-I,THE UNWANTED AND HATED,THE MOST VILIFIED AND SABOTAGED,THE DOWNTRODDEN AND CRIPPLED,THE INNOCENTLY DELIBERATELY TORTURED AND PERSECUTED IS ALSO A SHAREHOLDER AND A STAKEHOLDER WITH FULL RIGHTS AND FREEDOMS TO PARTICIPATE IN ITS DEVELOPMENT AND TRANSFORMATION IN ALL SECTORS AND SPHERES-NO GOING TO EXILE,NO RETREAT AND NO SURRENDER TO THE MAFIAS!!!THE END MUST SET ALL UGANDANS FREE AND CREATE A BETTER LIFE FOR ALL!!! "THE RIGHT TO BE TREATED WITH RESPECT AND COURTESY,THE RIGHT TO LIVE AND THE RIGHT TO DIGNITY ARE NOT FAVORS TO BE BESTOWED BY ANYBODY:THEY ARE THE BIRTH RIGHT OF EVERY HUMAN BEING"DECLARES PRESIDENT YOWERI MUSEVENI AT THE BEGINNING OF HIS BUSH WAR IN 1981!!!page 182-The Minds of Achievers-The Seeds of Greatness by GRACE MUSIIME MUGYENZI,Get a copy of this book at Uganda Book Shop-Opposite Communication House,Kampala.

MANAGING DIRECTOR

CAMKWOKI INVESTMENTS LIMITED

Dealers in General Merchandise, Agro Input and Chemicals and Agro- Processing

LIRA BUS PARK  SHOP NO:57/ LABOURLINE TRADING CENTER AND BAL-PE MARKET ON ALEBTONG-BARR ROAD 

P.O Box 268-LIRA,TEL:+256-782-658-458

 A VICTIM OF APARTHEID ETHNICALLY ENTRENCHED GENOCIDAL CUM TERRORIST MAFIA DICTATORSHIP OF MUSEVENI,SUPER -BLOODY MAFIA STRATEGIST AMAMA MBABAZI,THE DEADLY SAM ENGOLA/MUSEVENI LANGO HENCHMAN  AND THEIR MAFIAS OPPOSITION/LANGO MAFIA  NETWORKS PLUS A VICTIM OF NORTHERN UGANDA NRM GRAND HUMAN RESOURCE DESTRUCTION POLICY OF ITS POTENTIALS AND GRAND NRM ECONOMIC SABOTAGE PLANS TO KEEP THE NORTH PERPETUALLY IN POVERTY/TURN US INTO BEGGARS,A NORTHERN UGANDA GENOCIDE SURVIVOR,MY RIGHT LEG BROKEN ON 24/JUNE/2001 IN  FRONT OF SAM ENGOLA LIRA HOTEL IN THE PRESENCE OF PRESIDENTIAL GUARD BRIGADE WHO PROTECTED MUSEVENI IN LIRA WHILE CAMPAIGNING FOR SAM ENGOLA THAT DAY-SURVIVING DEATH MIRACULOUSLY DUE TO GOD'S PROTECTION  AND I ESCAPED SEVERAL MURDER ATTEMPTS ON MY LIFE  RIGHT FROM 2000 TO DATE-POLITICALLY PERSECUTED,ECONOMICALLY SABOTAGED IN BUSINESS AND MY NGO PROJECTS, DENIED ALL THE OPPORTUNITIES IN LIFE/ EDUCATION-EXPELLED FROM MAKERERE UNIVERSITY IN FOURTH YEAR  WHILE PURSUING BACHELOR OF LAWS  AND COMPLETELY FRUSTRATED IN TERMS OF PERSONAL DEVELOPMENT,SOCIALLY DISLOCATED -ISOLATED AND LIVING IN PAINED PHYSICALLY,MENTALLY,EMOTIONALLY WHILE SPIRITUALLY FOUGHT WITH NRM EVIL SPIRITS(MAYEMBES/KIFARO) AND CULTURALLY UPROOTED BECAUSE OF OPPOSING/DISAGREEING WITH MUSEVENI & HIS NRM MAFIA POLITICAL  PARTY,HAILING FROM A WRONG REGION/ TRIBE/CLAN .I PATRICK AROMA TO THE BEST OF MY KNOWLEDGE AFFIRM AND CONFIRM THAT WHAT I HAVE STATED HERE IS THE TRUTH AND THE WHOLE TRUTH NOTHING BUT THE TRUTH.CAN YOU IMAGINE THIS BEING DONE TO YOU OR YOUR SON BY YOUR OWN GOVERNMENT??? A MAFIA GOVERNMENT IN MY OWN MOTHERLAND WHO HATES TO SEE MY PROGRESS, PERSONAL DEVELOPMENT AND PROSPERITY -IF THIS IS NOT APARTHEID THEN WHAT IS IT ??? FROM 1999-2004 I WAS ON TEL:NO 0772-621-761 which MTN MADE IT IN ACCESSIBLE/BLOCKED AND LATER SOLD TO ANOTHER PERSON BEFORE TAKING ON 0782-658-458.ALL MY COMMUNICATIONS AT THAT MATERIAL TIME CAN BE ACCESSED ON 0772-621-761. 

MY FIFTY YEARS DEADLY JOURNEY TO THE GOLDEN TRAGEDIES OF OUR MOTHERLAND-WHY I NEVER CELEBRATED THE  JUBILEE!!!

1962-1975-1 was not yet born

1976-1979-IDI AMIN MURDERED MY UNCLES THE LATE HON: AROMA MARTIN,EMOR BEN AND MY FATHER THE LATE PETER OGWAL 

1980-1986

WE SURVIVED ON RELIEF FOOD (YELLO POSHO +BEANS) under very difficult conditions as orphans though we had plenty of cattle that was eventually stolen by NRM/UPDF

1986-2000 My Childhood Destruction

NRA/UPDF STOLE ALL OUR CATTLE WHEN I WAS LOOKING AFTER THEM AND RAPED MY COUSIN SISTER IN MY PRESENCE

Museveni SURAMBAYA FIGHTER JETS BOMBS OUR HOME VILLAGE-FIVE KILOMETERS FROM LIRA TOWN AND I SURVIVED AS MANY INNOCENT CIVILIANS WERE KILLED PLUS LIVE STOCKS

Alice Lakwena War BEGAN that really exposed us to a lot of dead bodies bombed,shot and cut with matchetes LYING LIFELESS FROM OUR VILLAGE TO LIRA TOWN

Gen: David Tinyefuza OPERATIONS NORTH where even Children were not spared KIBOKO-we were thoroughly caned by UPDF as they arrested the 18 famous Northern Uganda Politicians at that material time

2000-2012

NRA Mafias start my PERSECUTION at Makerere University

Breaking of my leg

Expulsion from Makerere

Museveni STATE HOUSE PLUS THEIR MAFIA NETWORKS ON MY HOT PURSUIT DEVISING ALL STRATEGIES TO MURDER ME

 2012 ON WARDS

• STILL SURVIVING THE MAFIAS,LIVING IN FEAR AND PAIN,BEING HUNTED LEFT,RIGHT AND CENTER BY MAFIAS PLUS THEIR NETWORKS.
• ON 29/JANUARY/2004 DURING RADIO ONE EKIMEEZA TALKSHOW AT CLUB OBBLIGATTO I REVEALED THE PRESENCE OF MUSEVENI CHEMICAL AND BIOLOGICAL WEAPONS OF MASS DESTRUCTION BOUGHT FROM NORTH KOREA AND IRAN-THAT WAS HIDDEN UNDER GULU AIRPORT HUNKER AND THE UNITED NATIONS GRABBED,DESTROYED AND TOOK AWAY THE REMAINING ONES TO UNKNOWN DESTINATION-THIS IS ONE REASON WHY PRESIDENT MUSEVENI AND HIS MAFIAS CAN NEVER-NEVER-I SAY NEVER FORGIVE ME SINCE I EXPOSED AND SPOILED THEIR DEADLY DESTRUCTIVE AGENDA FOR NORTHERN UGANDA!!!

ON-TOP OF THE ABOVE,NO TERM LIMITS PROMOTING LIFE PRESIDENCY, CREATING HOPELESSNESS, UNCERTAINTY & CONSOLIDATING APARTHIED PLUS TRIBALISM, THERE IS MASSIVE POVERTY,UNEMPLOYMENT,HUMAN RIGHTS ABUSES,IMPUNITY,MURDERS,INEQUALITY,GENOCIDE,DISUNITY IN THE COUNTRY,ETC